Corporate cards with intelligent control.
Give every team the spending power they need while keeping finance teams in complete control.
Issue, freeze and control every card.
Virtual and physical cards with per-card limits, merchant rules and instant freeze — managed from one screen.
One system, two kinds of cards.
Issue instantly for online spend, or ship a physical card for travel and in-person purchases — both governed by the same rules.
Generated in seconds for a specific vendor, subscription, or one-time purchase. Freeze or delete it the moment it's no longer needed.
A real card for travel, procurement, and anywhere a tap or swipe is the only option — with the exact same spend limits and controls as its virtual counterpart.
Adjust the controls. Watch the card respond.
This is exactly what a finance lead sees when configuring a real card — nothing here is a screenshot.
Why traditional corporate cards create friction.
Most corporate card programs were built for a world of paper statements and monthly reconciliation. That world is gone.
Compare Corporate Card Providers
Compare features, fees, supported networks, security, and benefits across Indonesia's leading corporate card providers.
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Rates and fees shown are illustrative sample data for demonstration purposes — confirm current terms directly with each provider.
Smart spending controls.
Rules that travel with the card, not a policy document nobody reads.
Custom spending limits
Set daily, monthly, or per-transaction caps — down to a single card, adjustable anytime without reissuing.
Merchant controls
Restrict a card to approved categories and vendors.
Instant freeze
Freeze or cancel any card the moment something looks wrong.
Real-time visibility & approval workflows
See every swipe the moment it happens, with multi-level approvals for anything above a set threshold.
Spend you already make, earning more.
Cashback is credited straight to your Lign account each month — no points, no redemption portals, no expiry.
Software & SaaS
Every subscription charge on a Lign card earns back — from cloud infrastructure to design tools.
Travel & transport
Flights, hotels, ride-hailing and fuel, tracked per trip and credited monthly.
Everything else
A flat baseline on all other spend, with no category caps and no points to convert.
Cards as a building block.
A REST API and webhooks for teams that want card issuing inside their own product or internal tooling.
- —Issue programmatically. Create virtual cards from your own systems with limits and merchant rules attached.
- —Real-time webhooks. Authorisation, settlement and decline events pushed the moment they happen.
- —Ledger-grade data. Every transaction exposed with merchant, category, user and cost-centre metadata.
- —Sandbox first. A full test environment with simulated authorisations before you touch production.
// Issue a virtual card for a vendor
POST https://api.lign.com/v1/cards
{
"holder_id": "usr_8f21c",
"type": "virtual",
"currency": "IDR",
"limit": {
"amount": 5000000,
"interval": "monthly"
},
"controls": {
"merchant_categories": ["software"],
"receipt_required": true
}
}Real-world use cases.
The same card infrastructure, configured differently for how each team spends.
Ad spend without the wait
Virtual cards per campaign, capped to budget, so no single channel can overspend without a flag.
Travel that doesn't need pre-approval
Physical cards with travel-category limits mean reps book flights and hotels without a finance ticket.
Equipment, anywhere
Issue a card to a new hire on day one — no waiting for a physical card to ship before they can work.
Vendor payments, controlled
Merchant-locked cards for recurring vendor relationships, visible to finance in real time.
Spend limits without full access
Give contractors exactly the spending power a project needs — nothing more, and easy to revoke.
AI prevents policy violations before spending happens.
Lign AI checks every transaction against your policies in real time — catching problems before they cost you money, not after.
We used to find out about a spending problem a month later, on a statement nobody read closely. Now Lign flags it before the card even finishes the transaction. Our finance team stopped being detectives and started being advisors.